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Denise Pace

Denise Pace

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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Please share your favorite memory of Denise to be included in a special keepsake book for the family.
DENISE TISBE MARGARET ROSE TAGLIAFERRI PACE

Directed by Herself

Lights up

SCENE 1

THE BRONX - 1947 Denise was born into her father’s family home in the Bronx on Mace
Avenue on October 29, 1947, to Tisbe (Capparelli) and Bill Tagliaferri. She had fond memories
of “everyone” living in the same house… Denise and her parents shared the top apartment with
her loving grandparents, Rose and Pio, and Uncle Albie. The lower apartment housed Uncle
Vick, Aunt Gloria, and Bobby, her first cousin who was very much like her brother. Every
Sunday, everyone would go to church and then to the luncheonette. There, her parents would
buy her MAD magazines and Archie Comics, pistachios, and sugar daddies to eat after lunch.
THE MOVE “UPSTATE” Eventually, in 1951, she moved with her parents “upstate” to 146
Croydon Road in Yonkers. Instead of the same building, everyone now lived on the same
street… Uncle Albie and her Grandparents at 158 Croydon, Uncle Vick, Aunt Gloria, and Bobby
at 174 Croydon.
In Yonkers, Denise met Felice Cavaluzzo, her neighbor who became her first friend at age 4.
Soon after, her precious little brother, “Big Billy,” was born in 1953. Denise often reminisced
about the pleasures of growing up in 1950s suburban America and this included the purchase of
the family's first television. She’d love to watch Corliss Archer, Winky Dink, The Kate Smith
Show, the Lone Ranger, and the Ed Sullivan Show. From an early age, she was captivated by
the magic of television and entertainment. “I lived in an era where you could play in the streets.”
Her favorite childhood games were jacks, pick-up sticks, mumally-peg, rover-rover.. and knife
throwing…where the objective was to see how close you could come to your friend's shoes!
Her parents described her as a precocious child, and her Uncle Albie called her the most
beautiful girl on the block.

MORE TO THE PARTY The family expanded steadily and Denise was blessed with more and
more cousins… Suzie, Russel, Carol, and Little Albie. Denise loved to speak about Sundays on
Croydon. Big meals, family celebrations… and the food: lots and lots of food… “It was
wonderful being all together,” she would say, “It brought me lifelong confidence.”
The term “family” extended to the neighborhood. The Cavaluzzo’s, the Milani’s, the Smillows,
the Rhodes’,the Smiths, the Kaplans, the Stefani’s and my mother’s favorite, the Lipskis’ many
members of these families became multi-generational, lifelong friends who always looked after
each other.

THE NEW JERSEY CREW Denise’s mother had one sister, Aunt Ora, and two brothers,
Angelo (aka Uncle Angie), and Tulio, (aka Uncle Chuckie) and they all lived in “Joisy” as she
would jokingly say. The Capparelli’s were an army unto themselves, and, even though they
were hours away, to Denise, it was as if they were “only down the street.” She was spoiled by
her Aunt Ora, she adored both her Uncles In NJ, she had another NINE first cousins… Peter,
Jill, Bobby, Billy, Margo, Caramia, Donna, Debbie, and Brian! Trips to NJ and time spent “on the
shore” were dreamlike for her.

THE PENNSYLVANIA CREW Although Denise didn’t see them as often, she vividly recalled a
trip to her cousin Kenny’s wedding where she met “even MORE cousins” she never knew she
had!

A YOUNG ENTREPRENEUR Denise attended PS29 for elementary school and Walt Whitman
for middle school. During that time and with the support of her parents, Denise opened a dance
school in her basement…”25 cents a class for first-year students and 50 cents for the second
year.” She would invite the kids from the neighborhood to participate. Her father and uncle
would build sets and have a recital in the basement each season.

THE DOO WOP DAYS In 1961, Denise began Roosevelt High School. Little did she know that
within those hallowed halls, she would encounter extraordinary souls who would forever change
her life. Marie, Diane, and Nikki her beloved school besties - became her sisters in spirit.
Together, they forged unforgettable memories, celebrating milestones that would leave an
indelible mark on their hearts. The legendary AFS party and Denise's formal sweet 16 soirée
united them all. And even though Denise's humble 900-square-foot house may have seemed
modest to some, it transformed into a palace of dreams in her imagination. Later, she sat on the
reunion boards and actively planned reunions. Her classmates call her the “glue that keeps the
Class of ‘65 together”.
Fade to black

Lights up

SCENE 2

NEW YORK, NEW YORK After high school, Denise attended Kathrine Gibbs at 200 Park
Avenue in NYC in 1966, a well-respected finishing school for aspiring executive assistants.
She loved the excitement of New York CIty. She graduated at 18, and by 19 was the youngest
executive assistant (to date) at ABC Television. She NEVER missed a day of work. She loved it
so much. She remembers being the only one in the office on some days. There she met Anne
Bancroft, Jack Cassidy, Mel Brooks, Chuck Barris, and a young Peter Jennings to name a few…
She wished to travel to Europe so soon after, she left…

PESCARA While saving money to travel through Italy, she met Elsa Chiulli in Yonkers, her
close friend who invited her to visit her to Pescara. That’s when she found the place she called
“home” in Italy. Her first visit was filled with all the wonderment of an American girl in Italy.
Beauty, love, adventure, excitement. The Chuilli family would welcome Denise and her family
with open arms throughout her life.

KEEPING PACE In the early 70s, Denise met and married Joe - Giuseppe Pace from Boiano.
On their honeymoon, she became part of the beautiful Pace family and met the woman who
most influenced her life, Vittoria. Denise’s mother-in-law was Vittoria (Franze) Pace. Vittoria
could not read or write, but she was the wisest and most intelligent woman Denise had ever
met. She said “she boiled complex ideas into simple, digestible life lessons” which she followed
her entire life. Nine months later, Denise had a daughter whom she named in her honor, Dina
Vittoria.
Fade to black

Lights up

SCENE 3

JUST ME AND MY FRIEND Dina was born in 1973. Having struggled with her own curly hair,
Denise prayed for a girl with straight hair and many other attributes. Denise’s prayers were
answered…almost. Denise was in painful labor for 19-hours. She would jokingly say it was
because “you were born strong-willed, with your hands on her hips - that’s why. ” Dina or “Dini”
as she called her, brought immense joy to Denise, and she described as “beautiful, forgiving,
ambitious, generous, loving, caring, personable, and gracious.” Her favorite song to rock her
baby to was “Just me and my friend.”

ETHEL AND LUCY In 1974, Denise’s brother, Billy married his childhood sweetheart, Tina
Giovanetti. Denise had known Tina since she was 14 years old. She remembers her brother
saying, “How could you love someone so much?” but it was easy… Tina was an angel and was
a true sister to Denise. Denise would jokingly say she is my “Ethel (to my Lucy)”. Denise would
take Tina on adventures she never thought possible!

“MY SON, THE ACTOR” Denise wanted a “forever friend” for Dina, and Dominic was born in
1975… her beautiful baby boy whom she adored. Dom was a love. Denise would say he could
stay snuggling with her for hours and not move. Later, she would describe Dominic as
“handsome, talented, huggable, gracious, thoughtful, and hardworking.” Living her own dream
of becoming an actor, she was so proud of every audition, present for every play, in the front
seat at every movie theater, and glued to the television for every role he played.

JUST LIKE A DAUGHTER Billy and Tina gave birth to their first child, Kristy in 1976. Denise
adored her first niece, Kristy. And as she grew older, she noticed attributes that resembled hers.
Like Denise, Kristy exhibited strength in the face of obstacles. She would often remark how
incredible her niece was and proudly say “that girl is just like me.” In her last days, Kristy came
to stay with her aunt, which was invaluable to her.

ALOHA MEANS BOTH HELLO AND GOODBYE. Denise responded to her husband’s layoff
much differently than others… “If you’re unemployed here, you can be unemployed in Hawaii.”
And off we went! She sold all their belongings, and with 8 suitcases, and 2 kids under 3, Denise
and Joe settled in Kaneohe. She loved every moment…the neverending beaches, fresh foods,
clean air, flowers, hula dancing. She would say, “The earth called me there.”
It was there she said “Aloha” to her husband and returned to New York a year later with her
children.
Fade to black

Lights up

SCENE 4

RUNNING Denise would define “running” as the time you spend running around after your
divorce…and she did when her best friends, Marie, Diane, and Christina all divorced (almost)
simultaneously. One more beautiful than the other, they set out to party… and that they did
(while the grandparents babysat). It was the late 70s and well… she ran. Years later, Denise
would matter-of-factly explain to her newly divorced daughter, Dina, Kristy and Dina’s best
friend, Laurie that “this time is called running, girls. Have fun! And with that, they did.”

THE HUNGRY YEARS To be a stay-at-home Mom, Denise swallowed her pride, moved out of
her parents’ home and accepted assistance. She chose to raise her children in Ossining
because, at the time, it was one of the highest-ranking public schools in the state. She found a
one-bedroom apartment on Ferris Place. A street that had more than 150 school-aged children!
She once said it was the best time in her life because she enjoyed time at home with her
“babies.” The young family struggled financially, but Denise still made life bright and fun! She
bought 5-dollar Christmas Trees, hosted creative birthday parties, and “pork out” days when,
once a month, she and the kids could buy candy and eat it all day. She sold her belongings to
buy Christmas presents. And her kids believed in Santa longer than they should because “ how
could Mommy even afford all this?” She traded her bookkeeping and secretarial skills to barter
for first-class ballet lessons and camps. She was her children’s #1 fan, especially when it came
to the arts! She would always be found backstage organizing wardrobes, makeup, and cast
parties.
When Dina and Dominic turned 10 and 8, Denise took a full-time position at IBM in Mount
Pleasant as an executive assistant.

HER LEADING ROLE Denise would describe her leading role as a single working mother.
IBM was a job; she’d walk in and pretend it was all a movie set. “Lights Camera, Action,” she’d
announce to herself. The job was stressful, aggravating, and tiring, but her co-workers were
her award-winning CO-STARS … Darlene, Diane, Fran, Debbie, Dee, Maureen, Jeanette, Liz,
Sherry, Eileen, Kathleen, and Janice.… all had front seats to “the show.” They made those days
tolerable… and sometimes fun! The 30-year “show” provided the means for her children to
have the life she felt they deserved… If they could dream it, she would see it happen. Tap,
ballet, ice skating, baseball, cheerleading, football, camp, stylish clothing, vacations,
international travel, broadway, museums, schools of their choosing… She enjoyed her children
and was very proud of her “productions,” as she called them!

ENTER THE PEANUT GALLERY
Mimma and Dominic were married in 2000. It was hard for Denise to accept that her son would
settle in California to pursue his career and raise a family.. and she reminded them both of this
pretty regularly. Still, she knew her son had found the best partner when he married Geraldine
LoGrande (nicknamed Mimma). She often referred to Mimma as “like a daughter” and “great
mother”... and especially a “great wife” to her precious son. Recently, Denise was especially
grateful to Mimma for coming alone to spend time with her, working from her bedside, so she
could be there to care for her, but also laugh with her.

Matt and Dina were married in 2010. Dina “finally” decided to get married and give Denise
grandchildren and Matt was the chosen one. Matt was in the front row of Denise’s show. In and
out of the house, knocking optional, with many filterless conversations. He loved his “Mama D,”
and she loved “my favorite son-in-law” She often thanked him for his accommodations,
especially when she was not feeling well. Running her errands, bringing her food, and “holding
down the fort” while Dina was with her.

Denise would lovingly or sarcastically call both Mimma and Matt the “peanut gallery”, a
reference from a show in the 50s which would confer with the audience for an opinion.

THE GRANDSONS
In 2004 Dominic and Mimma blessed Denise with her first grandson, Dante. She fell in love
again! She was proud to have witnessed his birth and said she and Dante always shared a
“special bond.” Bennett, Dominic and Mimma’s second son, was born in 2008, and Denise
loved having two grandsons to celebrate and love. In 2010, Dominic’s family spent the year
living with her, and she treasured that special time.

Hudson and Asher, Dina and Matt’s boys, Denise’s third and fourth grandsons were born in
2011 and 2013. They were born in and spent their first years in the house in Yonkers that
Denise had grown up in! She loved telling them stories about all the memories there. Later, in
Cold Spring, history repeated itself as they lived just down the street from her, in the same way
as her grandparents did years ago. The boys loved that, and so did their grandmother!

DOGS OVER PEOPLE As much as Denise loved her children and grandchildren, her dogs
took top billing! Hopscotch, Mickey, Mellie, Scarlett, Darla… all had special places in Denise’s
heart. She would say “of course, I love them most! Who greets you at the door, and is happy to
see you every time?”

THE LOVES OF HER LIFE And then there were the men… Mauro, Mario, Frank, Joe, Willie,
Charlie, Rodney… The stories all read like romance novels...well, maybe not the endings, but
the romance, the passion, the love were all there. Even at her deathbed “love prevailed”.. He
sat by her side for hours and hours… It was just as she imagined. Her love by her side, Denise
mouthed, “you see, it’s love” to her daughter, Dina.

THE LAST STOP Denise moved to Cold Spring in 2005. She wrote that Cold Spring was her
“last stop”. She said she would travel to other places for extended periods but would always
return to her Storm King view… which she referred to as her “Diamond Head on the East
Coast.” There she met her later-in-life best friends especially Ryan, who became like a
grandson to her. In Cold Spring, she would find her voice…her singing voice, regularly belting
out the standards at all the local venues… and her living room when they weren't open.
“You see, my life is a stage.”

AND SCENE
Read Less

Service Details

  • Visitation

    Saturday, February 10th, 2024 | 9:00am - 12:00pm
    When
    Saturday, February 10th, 2024 9:00am - 12:00pm
    Location
    Flynn Memorial Home - Central Park Ave.
    Address
    1652 Central Park Avenue
    YONKERS, NY 10710
    Get Directions: View Map | Text | Email
  • Interment

    Location
    Gate of Heaven Cemetery
    Address
    10 W. Stevens Ave.
    HAWTHORNE, NY 10532
    Get Directions: View Map | Text | Email
  • Online Memory & Photo Sharing Event

    Ongoing
    Online Event

    About this event
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    In Loving Memory Of

    Denise Pace

    October 29, 1947 - February 3, 2024

    Look inside to read what others have shared

    Family and friends are coming together online to create a special keepsake. Every memory left on the online obituary will be automatically included in this book.

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Private Condolence
TF

The Santiago Family

Posted at 09:51am
Knowing that you were so full of life nothing can compare to you. To you Denise, in your memory these trees will grow and continue to live!

3 trees were planted in the memory of Denise Pace

Plant a tree
FB

Fergus Bordewich

Posted at 01:33pm
Farewell, classmate. RHS '65

3 trees were planted in the memory of Denise Pace

Plant a tree
SP

Sherry Pauline

Posted at 09:56am
Words can't express the sorrow in my heart. I have so many memories of past years and the good times that Denise and I shared. My love to you.
Tree Image
A memorial tree was planted in the memory of Denise Pace — Plant a Tree Now
CF

Chris & Lisa Raigosa (Baseball Family)

Posted at 03:01pm
Our thoughts, love, and prayers are with the Pace family. What an incredible legacy!
Tree Image
A memorial tree was planted in the memory of Denise Pace — Plant a Tree Now
AF

Anthony & The Durham Family

Posted at 10:00am
In loving memory and with sincere condolences
Tree Image
A memorial tree was planted in the memory of Denise Pace — Plant a Tree Now
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